LTF Advisers Group
Legal

Terms of electronic services.

Version: 1.0 Effective date: 25 May 2018 Last updated: 5 May 2026 Service Provider: Kancelaria LTF Sp. z o.o.

§ 1. General provisions

These Terms (the "Terms") set out the rules for the provision of services by electronic means by Kancelaria LTF Spółka z ograniczoną odpowiedzialnością Advisers Group via the website available at https://ltfadvisers.com (the "Site").

The Terms are made available free of charge in a manner enabling them to be obtained, reproduced and recorded by means of the ICT system used by the Service Recipient, in accordance with Article 8(1)(1) of the Polish Act of 18 July 2002 on the Provision of Services by Electronic Means (Journal of Laws 2020 item 344, as amended; hereinafter: the "PSE Act").

Each Service Recipient is required to read these Terms before using the Site. Use of the Site means acceptance of its provisions.

The Terms have been prepared on the basis of, in particular:

  • the Polish Act of 18 July 2002 on the Provision of Services by Electronic Means;
  • the Polish Act of 23 April 1964 — the Civil Code;
  • the Polish Act of 30 May 2014 on Consumer Rights;
  • Regulation (EU) 2016/679 of the European Parliament and of the Council (GDPR);
  • the Polish Act of 12 July 2024 — Electronic Communications Law.

§ 2. Definitions

The terms used in these Terms have the following meanings:

  1. Service Provider — Kancelaria LTF Spółka z ograniczoną odpowiedzialnością Advisers Group, with its registered office in Warsaw, ul. Belwederska 10/17, 00-762 Warsaw, entered in the Register of Entrepreneurs of the National Court Register kept by the District Court for the Capital City of Warsaw, 12th Commercial Division of the National Court Register, under KRS No. 0000370589, NIP: 5252495446, REGON: 142672212, share capital: PLN 5,000.00.
  2. Service Recipient — a natural person, legal person or organisational unit without legal personality, using the services provided by electronic means by the Service Provider.
  3. Consumer — a Service Recipient who is a natural person performing a legal act with the Service Provider not directly related to that person's business or professional activity, within the meaning of Article 221 of the Polish Civil Code.
  4. Site — the Service Provider's website available at https://ltfadvisers.com together with all sub-pages.
  5. Electronic service — the provision of services without the simultaneous presence of the parties, by transmitting data at the individual request of the Service Recipient, sent and received by means of devices for electronic processing — within the meaning of Article 2(4) of the PSE Act.
  6. ICT system — a set of cooperating IT devices and software ensuring the processing and storage, as well as sending and receiving, of data over telecommunications networks — within the meaning of Article 2(3) of the PSE Act.
  7. Means of electronic communication — technical solutions, including IT devices and the software cooperating with them, enabling individual remote communication using data transmission — within the meaning of Article 2(5) of the PSE Act.
  8. Contact form — an interactive form available on the Site enabling the Service Recipient to send a message to the Service Provider.
  9. Newsletter — a service consisting in the periodic sending, to the e-mail address indicated by the Service Recipient, of information on the Service Provider's activity, publications, events and educational content.
  10. Contract — a contract for the provision of services by electronic means concluded between the Service Recipient and the Service Provider.
  11. GDPR — Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data.

§ 3. Services and scope

The Service Provider provides the following services free of charge by electronic means via the Site:

  1. Browsing the Site — making available informational, educational and promotional content concerning the Service Provider's activities, team, offering and publications. The service is provided on a one-off basis, beginning when any sub-page of the Site is accessed and ending when it is left.
  2. Contact form — enabling the Service Recipient to send a message to the Service Provider by completing a form on the Site. The service is one-off and ends when the message has been sent or when the Service Recipient ceases to fill in the form.
  3. Newsletter — sending, to the e-mail address indicated by the Service Recipient, electronic information about the Service Provider's activities, professional publications, events (training, conferences) and educational content on succession. The service is provided for an indefinite period.

The services referred to above are free of charge. They do not constitute the provision of legal advice or tax advisory services.

Provision of legal advice and tax advisory. The content made available on the Site is for information purposes only and does not constitute legal advice, a legal opinion, tax advice or any other form of legal assistance within the meaning of separate provisions. Legal advice and tax advisory services are provided by the Service Provider exclusively on the basis of a separate agreement concluded with the Client, in which the scope, terms and remuneration are set out in detail. These Terms do not regulate the rules for the provision of such services.

§ 4. Technical requirements

Use of the Site requires the Service Recipient's ICT system to meet the following minimum technical requirements:

  1. a terminal device (computer, tablet, phone) with internet access of at least 1 Mb/s;
  2. a current version of a web browser supporting JavaScript, cookies and HTML5/CSS3 (including Chrome, Firefox, Safari, Edge — released within the last 24 months);
  3. for the newsletter and contact form services — an active e-mail address;
  4. minimum screen resolution of 320×480 px.

The Service Provider notes that the use of services provided by electronic means is subject to typical risks associated with the use of the internet, in particular the risk of harmful software (viruses, worms, Trojan horses), phishing attacks, attempts at unauthorised access to data, and interception of data transmitted over the network. To minimise these risks, the Service Recipient should use up-to-date antivirus software and exercise ordinary caution when using the internet.

The Service Provider applies technical and organisational measures to ensure the security of the services provided, in particular encryption of data transmission using the TLS protocol (HTTPS).

§ 5. Conclusion and termination of contracts

Browsing the Site

The contract for browsing the Site is concluded for a fixed term and is terminated when the Service Recipient leaves the Site.

Contact form

The contract for the contact form service is concluded for a fixed term and is terminated when the message is sent or when the Service Recipient ceases to fill in the form.

Use of the contact form requires the provision of data marked as mandatory (first name, e-mail address, content of the message). Failure to provide such data prevents the message from being sent.

Newsletter

The contract for the newsletter service is concluded for an indefinite period.

The contract for the newsletter is concluded by:

  1. providing an e-mail address in the relevant form on the Site;
  2. accepting these Terms and consenting to the processing of personal data for the purposes of the newsletter;
  3. confirming the subscription by clicking the activation link sent to the indicated e-mail address (double opt-in mechanism).

The Service Recipient may at any time and without giving reasons terminate the newsletter contract, in particular by:

  1. clicking the "unsubscribe" link included in each newsletter message;
  2. sending a relevant statement to the e-mail address: biuro@ltfadvisers.com.

The Service Provider may terminate the newsletter contract for important reasons, with 14 days' notice, in particular in the event of:

  1. breach by the Service Recipient of these Terms;
  2. discontinuation of the newsletter service;
  3. changes in the law affecting the possibility or manner of providing the service.

§ 6. Rights and obligations of the parties

The Service Provider undertakes to provide the services set out in § 3 with due diligence.

The Service Recipient is required to:

  1. use the Site in a manner consistent with its purpose, these Terms, the law, and good practice;
  2. refrain from any activities that may disrupt the proper functioning of the Site, in particular not to provide unlawful content (see § 7);
  3. provide accurate data (in particular an e-mail address) and update it without undue delay if it changes;
  4. not use the Site to send unsolicited commercial information (spam) or in a way that infringes the rights of third parties.

The Service Provider reserves the right to temporarily restrict access to the Site or to its components in order to carry out maintenance or upgrade work, or in cases of force majeure.

§ 7. Prohibition of providing unlawful content

In accordance with Article 8(3)(2)(b) of the PSE Act, the Service Recipient is prohibited from providing unlawful content.

Unlawful content shall include in particular content which:

  1. infringes the personal interests of third parties;
  2. infringes copyright, industrial property rights or other exclusive rights of third parties;
  3. contains false or misleading information or violates the principles of fair competition;
  4. incites violence, discrimination or hatred;
  5. contains computer viruses or other malicious code;
  6. is in any other way contrary to the law in force or to good practice.

Upon receiving an official notification or reliable information about the unlawful nature of stored data, the Service Provider will promptly disable access to such data, on the terms set out in Article 14 of the PSE Act.

§ 8. Complaints procedure

The Service Recipient has the right to submit a complaint regarding the provision of services by electronic means, in particular in the event of malfunction of the Site or non-performance or improper performance of a service.

A complaint may be submitted:

  1. electronically — to the e-mail address: biuro@ltfadvisers.com;
  2. in writing — to the registered office of the Service Provider: ul. Belwederska 10/17, 00-762 Warsaw, marked "Complaint".

The complaint should contain at least:

  1. data of the Service Recipient enabling identification and contact (first name, e-mail address, optionally postal address);
  2. a description of the issue forming the basis of the complaint, indicating the service it concerns;
  3. the date on which the issue occurred;
  4. the expected manner of resolving the complaint.

The Service Provider considers complaints within 14 days of receipt. The Service Recipient will be informed of the outcome in the manner in which the complaint was submitted, unless the Service Recipient indicates a different method of contact.

Failure to respond to a Consumer's complaint within 14 days of receipt is deemed acceptance of the complaint pursuant to Article 7a of the Polish Act on Consumer Rights.

§ 9. Withdrawal from the contract by a Consumer

A Consumer who has concluded a contract for the provision of services by electronic means at a distance may withdraw from it within 14 days of its conclusion without giving reasons and without incurring costs, subject to the exceptions provided for in Article 38 of the Polish Act on Consumer Rights.

To exercise the right of withdrawal, the Consumer must inform the Service Provider of the decision by an unambiguous statement (e.g. by post or e-mail to biuro@ltfadvisers.com). The Consumer may use the model withdrawal form annexed to the Polish Act on Consumer Rights, but is not obliged to do so.

To meet the withdrawal deadline, it is sufficient to send the statement before the expiry of that period.

Given the free-of-charge nature of the services provided, withdrawal from the contract does not give rise to any obligation to return any consideration.

§ 10. Liability

The Service Provider exercises due diligence to ensure that the content made available on the Site is reliable, current and correct. However, that content is of a general informational nature and cannot constitute the sole basis for decisions with legal or financial consequences.

The Service Provider is not liable for decisions taken by the Service Recipient solely on the basis of content made available on the Site, nor for any damage resulting from such decisions — to the extent permitted by law.

The above limitations of liability do not apply to Consumers insofar as such limitation would be inconsistent with consumer protection legislation. In relation to Consumers, the Service Provider is liable on the general principles of the Polish Civil Code and the Polish Act on Consumer Rights.

The Service Provider is not liable for interruptions to the operation of the Site arising from:

  1. force majeure;
  2. acts of third parties beyond the Service Provider's control;
  3. necessary maintenance or upgrade work — provided that Service Recipients have been notified with reasonable advance notice;
  4. actions of the Service Recipient that are not in accordance with these Terms.

§ 11. Personal data

The controller of the personal data of Service Recipients is the Service Provider.

Detailed information on the processing of personal data — including purposes, legal bases, categories of recipients, retention periods and the rights of data subjects — is set out in the Privacy policy and the Cookies policy available on the Site.

The provision of personal data for the purpose of concluding and performing a contract for the provision of services by electronic means is voluntary, but necessary for its conclusion and performance. Failure to provide the required data prevents the use of individual services.

§ 12. Intellectual property

All content placed on the Site — including texts, graphics, logos, layout and design, audiovisual material, software and databases — is protected by copyright, industrial property law and other rules on the protection of intellectual property. The rights to such content are held by the Service Provider or by third parties from whom the Service Provider has obtained appropriate licences.

Use of the Site does not give the Service Recipient any rights to the content contained in it. The Service Recipient may use such content only within the scope of permitted use (dozwolony użytek) as set out in the Polish Act of 4 February 1994 on Copyright and Related Rights.

Any other use of the Site's content — in particular copying, reproducing, distributing, modifying or commercial use — requires the prior written consent of the Service Provider.

§ 13. Out-of-court dispute resolution

The Consumer has the option to use out-of-court methods of dealing with complaints and pursuing claims. The Consumer may in particular:

  1. refer the dispute arising from the contract concluded to the permanent consumer arbitration court at the Trade Inspectorate;
  2. apply to the relevant voivodeship inspector of the Trade Inspectorate to initiate mediation proceedings for the amicable settlement of the dispute;
  3. obtain free assistance in the resolution of the dispute, using the help of the district (municipal) consumer ombudsman or social organisations whose statutory tasks include consumer protection (including the Federation of Consumers and the Association of Polish Consumers).

At https://ec.europa.eu/consumers/odr, the European Commission's online dispute resolution platform (the ODR platform) is available. The ODR platform is an interactive, multilingual website with a one-stop shop for consumers and traders seeking to resolve disputes out of court concerning contractual obligations arising from online sales or service contracts.

The use of out-of-court methods of dealing with complaints and pursuing claims is voluntary and may take place only where both parties to the dispute agree to it.

§ 14. Final provisions

Matters not regulated by these Terms are governed by Polish law, in particular the Polish Civil Code, the PSE Act, the Polish Act on Consumer Rights, and the GDPR.

The Service Provider reserves the right to amend these Terms for important reasons, in particular in the event of:

  1. changes in the law affecting the content of the Terms;
  2. changes in the scope or manner of services provided;
  3. changes in the Service Provider's data;
  4. the need to clarify the provisions of the Terms.

Service Recipients of the newsletter will be informed of any change to the Terms by electronic means with at least 14 days' advance notice. Should the amended Terms not be accepted, the Service Recipient may terminate the contract within that period. As regards other services, the amended Terms apply from the date of their publication on the Site.

All disputes arising from the provision of services by electronic means under these Terms — excluding disputes with Consumers — are subject to the jurisdiction of the Polish courts having local jurisdiction over the registered office of the Service Provider.

These Terms enter into force on 25 May 2018.

Last updated: 5 May 2026. In the event of any discrepancies between the Polish-language and English-language versions of these Terms, the Polish version shall prevail.